Loan payment · Loan Payment
by Loan payment
$0.001
per call · USD Coin on Base
Compute the monthly (or per-period) payment on a fully-amortizing loan: mortgage, auto, student loan, business loan. Returns the periodic payment, total paid over the term, and total interest. Matches Excel's PMT(rate, nper, -principal). Use this when you just need the payment number, not the full per-period schedule (see amortization).
Endpoint
POST https://agent402.tools/api/loan-payment4
Calls / 30d
1
Unique payers / 30d
Aug 31
Last called
exact
Payment scheme
Call this service
import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";
const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);
const res = await fetchWithPay("https://agent402.tools/api/loan-payment", {
method: "POST",
headers: { "Content-Type": "application/json" },
body: JSON.stringify({
"annualRate": 0.06,
"principal": 200000,
"termYears": 30
}),
});
const data = await res.json();curl -X POST \
"https://agent402.tools/api/loan-payment" \
-H "Content-Type: application/json" \
-d '{"annualRate":0.06,"principal":200000,"termYears":30}' \
-H "X-PAYMENT: <signed x402 payment>"Example response
{
"payment": 1199.1,
"periodicRate": 0.005,
"periods": 360,
"totalInterest": 231676.38,
"totalPaid": 431676.38
}Payment details
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