Sirenic · Score Defaillance

by Sirenic

GETBase

$0.1

per call · USD Coin on Base

Credit risk scoring for a French company: a default-risk score (0-100) at ~12 months from a transparent scorecard — filed financial ratios (structure, profitability, liquidity, net cash, debt service, trend), company age, and a hard BODACC override (open insolvency/liquidation, or closure for insufficiency of assets). Returns the score, a qualitative band, every component with its threshold, and a confidence level. Decision-support indicator — NOT a solvency opinion or credit rating.

Endpoint

GET https://api.sirenic.eu/v1/score/defaillance/:siren

111

Calls / 30d

1

Unique payers / 30d

Sep 9

Last called

exact

Payment scheme

Call this service

TypeScript · @x402/fetch
import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://api.sirenic.eu/v1/score/defaillance/:siren", {
  method: "GET",
});
const data = await res.json();
cURL
curl -X GET \
  "https://api.sirenic.eu/v1/score/defaillance/:siren" \
  -H "X-PAYMENT: <signed x402 payment>"

Example response

{
  "avertissement_perimetre": "Comptes SOCIAUX seuls : la santé du GROUPE n'est pas mesurée ; sur une tête de groupe, dette et liquidité peuvent être structurelles. Confiance plafonnée à « moyenne ». / Standalone STATUTORY accounts: GROUP health is not measured; on a group parent, debt and liquidity may be structural. Confidence capped at medium.",
  "classe": "sain",
  "composantes": [
    {
      "axe": "liquidite",
      "indicateur": "ratio_liquidite_%",
      "points": 12,
      "seuil": "<80/<100",
      "valeur": 7.093
    },
    {
      "axe": "dette",
      "indicateur": "capacite_remboursement_annees",
      "points": 10,
      "seuil": "<0/>7/>4",
      "valeur": 19.515
    }
  ],
  "confiance": "moyenne",
  "data_freshness": "identité stock Sirene (2026-07-01) + ratios financiers + BODACC temps réel",
  "denomination": "DANONE",
  "exercice_reference": "2024-12-31",
  "risque_12m": "faible",
  "score_risque": 22,
  "signaux_bodacc": {
    "cloture_insuffisance_actif": false,
    "liquidation_judiciaire": false,
    "procedure_collective": false
  },
  "siren": "552032534",
  "version_modele": "defaillance-v1.8"
}

Payment details

Pay to0x76a672eee56d29d475b0715cc03b8c99d70ec8a2
AssetUSD Coin · 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913
NetworksBase
Schemesexact

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