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WealthPulse · Wealth Bank Check

by WealthPulse

GETBaseSolanaArbitrumPolygonFraxtalWorld ChainMonadX LayerHyperEVMAlgorandXRP LedgerBNB Chain

$0.02

per call · USD Coin on Base

FDIC bank-health check, deterministic. Answers "is my bank safe", "is this bank well capitalized", "did this bank fail". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, YoY deposit growth, uninsured-deposit share, 8-quarter trend. Includes closed/failed institutions with charter-end date. No LLM, no key, public domain.

Endpoint

GET https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check

2

Calls / 30d

2

Unique payers / 30d

Aug 30

Last called

exact

Payment scheme

Call this service

TypeScript · @x402/fetch
import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check", {
  method: "GET",
});
const data = await res.json();
cURL
curl -X GET \
  "https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check?bank=628&state=TX" \
  -H "X-PAYMENT: <signed x402 payment>"

Example response

{
  "bank": {
    "active": true,
    "cert": 628,
    "name": "JPMorgan Chase Bank, National Association"
  },
  "capital": {
    "cet1_ratio_pct": 15.08,
    "pca_category": "well_capitalized",
    "tier1_leverage_ratio_pct": 7.63
  },
  "data_as_of": "2026-03-31",
  "deterministic": true,
  "liquidity": {
    "deposit_growth_yoy_pct": 4.2,
    "uninsured_deposit_share_pct": 57.1
  },
  "overall_flag": "no_capital_or_asset_quality_concerns_identified"
}

Payment details

Pay to0x50ab2018c06c6e4eaa9ba52057eb55ed284912fc
AssetUSD Coin · 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913
NetworksBase, Solana, Arbitrum, Polygon, Fraxtal, World Chain, Monad, X Layer, HyperEVM, Algorand, XRP Ledger, BNB Chain
Schemesexact

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