$0.01
per call · USD Coin on Base
Computes a loan's amortization schedule and payment breakdown. Same backend as loan-amortization-calculator, focused on scheduled payment, payoff months, total paid, and interest saved. Use it as an amortization schedule API, loan payment schedule, or debt amortization calculator.
Endpoint
POST https://x402.agentutility.ai/amortization-schedule1
Calls / 30d
1
Unique payers / 30d
Sep 9
Last called
exact
Payment scheme
Call this service
import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";
const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);
const res = await fetchWithPay("https://x402.agentutility.ai/amortization-schedule", {
method: "POST",
headers: { "Content-Type": "application/json" },
body: JSON.stringify({
"annual_rate": 6.8,
"extra_monthly_payment": 250,
"principal": 420000,
"term_years": 30
}),
});
const data = await res.json();curl -X POST \
"https://x402.agentutility.ai/amortization-schedule" \
-H "Content-Type: application/json" \
-d '{"annual_rate":6.8,"extra_monthly_payment":250,"principal":420000,"term_years":30}' \
-H "X-PAYMENT: <signed x402 payment>"Example response
{
"calculator": "loan-amortization-calculator",
"drivers": [
{
"name": "debt_service_coverage",
"note": "1.42x DSCR",
"score": 83.6,
"weight": 0.3
}
],
"grade": "strong",
"metrics": {
"payoff_months": 300,
"total_interest": 476553.25,
"total_monthly_payment": 2988.51
},
"recommendation": "Proceed with standard diligence and covenant checks.",
"score": 74.2,
"source": "deterministic in-process finance calculator; no upstream API",
"warnings": []
}Payment details
0x6c0752c09e7f6fa6526fcdf40e456a159ebb5621USD Coin · 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913Is this your API?
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