AgentUtility.ai · Trade Finance Risk Score API

import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://x402.agentutility.ai/trade-finance-risk-score-api", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "buyer_credit_score": 76,
    "collateral_coverage_pct": 85,
    "country_risk_score": 32,
    "documentation_quality": 82,
    "fx_risk_score": 24,
    "tenor_days": 90
  }),
});
const data = await res.json();

curl -X POST \
  "https://x402.agentutility.ai/trade-finance-risk-score-api" \
  -H "Content-Type: application/json" \
  -d '{"buyer_credit_score":76,"collateral_coverage_pct":85,"country_risk_score":32,"documentation_quality":82,"fx_risk_score":24,"tenor_days":90}' \
  -H "X-PAYMENT: <signed x402 payment>"

{
  "calculator": "trade-finance-risk-score",
  "drivers": [
    {
      "name": "debt_service_coverage",
      "note": "1.42x DSCR",
      "score": 83.6,
      "weight": 0.3
    }
  ],
  "grade": "strong",
  "metrics": {
    "collateral_coverage_pct": 85,
    "tenor_days": 90
  },
  "recommendation": "Proceed with standard diligence and covenant checks.",
  "score": 74.2,
  "source": "deterministic in-process finance calculator; no upstream API",
  "warnings": []
}