Sindri · HouseHackingCalculator

by Sindri

POSTBaseSolana

$0.01

per call · USD Coin on Base

House hacking calculator. Nets rental income from other units/rooms against your mortgage payment and expenses, then adds back the equity you build via principal paydown and the market rent you avoid paying elsewhere, to compute the true monthly net-worth impact of living in and renting out part of a property.

Endpoint

POST https://x402.outpimp.com/houseHackingCalculator

3

Calls / 30d

1

Unique payers / 30d

Aug 30

Last called

exact

Payment scheme

Call this service

TypeScript · @x402/fetch
import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://x402.outpimp.com/houseHackingCalculator", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "annualInsurance": 1500,
    "annualMaintenance": 4000,
    "downPaymentPercent": 0.05,
    "interestRate": 0.065,
    "loanTermYears": 30,
    "monthlyHOA": 0,
    "propertyTaxRate": 0.01,
    "purchasePrice": 400000,
    "rentPerUnit": 1200,
    "rentSavingsPerMonth": 1200,
    "rentableUnits": 2,
    "vacancyRate": 0.08
  }),
});
const data = await res.json();
cURL
curl -X POST \
  "https://x402.outpimp.com/houseHackingCalculator" \
  -H "Content-Type: application/json" \
  -d '{"annualInsurance":1500,"annualMaintenance":4000,"downPaymentPercent":0.05,"interestRate":0.065,"loanTermYears":30,"monthlyHOA":0,"propertyTaxRate":0.01,"purchasePrice":400000,"rentPerUnit":1200,"rentSavingsPerMonth":1200,"rentableUnits":2,"vacancyRate":0.08}' \
  -H "X-PAYMENT: <signed x402 payment>"

Example response

{
  "data": {
    "additionalExpensesMonthly": 791.6666666666666,
    "averageIncomeMonthly": 2208,
    "monthlyMortgagePayment": 2401.8584892732683,
    "netCashFlowMonthly": -985.525155939935,
    "overallNetWorthImpactMonthly": 557.9999999999999,
    "params": {
      "annualInsurance": 1500,
      "annualMaintenance": 4000,
      "downPaymentPercent": 0.05,
      "interestRate": 0.065,
      "loanTermYears": 30,
      "monthlyHOA": 0,
      "propertyTaxRate": 0.01,
      "purchasePrice": 400000,
      "rentPerUnit": 1200,
      "rentSavingsPerMonth": 1200,
      "rentableUnits": 2,
      "vacancyRate": 0.08
    },
    "principalPaydownMonthly": 343.52515593993485
  },
  "ok": true
}

Payment details

Pay to0x548efd4f4d4a5c3669dbb4cbb2b1a637feeec5f6
AssetUSD Coin · 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913
NetworksBase, Solana
Schemesexact

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