WealthPulse · Wealth Advisor

import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://wealthpulse.theaslangroupllc.com/api/wealth/advisor", {
  method: "GET",
});
const data = await res.json();

curl -X GET \
  "https://wealthpulse.theaslangroupllc.com/api/wealth/advisor?action=find&advisors=Advisor+A+1%25+AUM%2C+Advisor+B+flat+fee&firm=Smith+Wealth+Management&location=Denver%2C+CO&specialty=retirement+planning" \
  -H "X-PAYMENT: <signed x402 payment>"

{
  "advisor_type_recommendation": "Fee-only, fiduciary CFP with a retirement-income specialty",
  "amazon_link": "https://www.amazon.com/s?k=choosing+a+financial+advisor&tag=pulsenetwork7-20",
  "amazon_search": "choosing a financial advisor",
  "directories": [
    {
      "best_for": "fee-only fiduciary search by specialty",
      "name": "NAPFA",
      "search_tip": "Filter by \"Retirement Income Planning\"",
      "url": "https://www.napfa.org/find-an-advisor"
    }
  ],
  "disclaimer": "For informational purposes only. Not financial advice. Always verify advisor credentials and disciplinary history through SEC IAPD and FINRA BrokerCheck before engaging.",
  "fee_expectations": {
    "aum": "0.25%-1.00% annually, usually only worth it above $250K",
    "flat_fee": "$2,000-$5,000 for a comprehensive plan",
    "hourly": "$150-$400/hr"
  },
  "questions_to_ask": [
    "Are you a fiduciary at all times, or only sometimes?",
    "How exactly are you compensated?"
  ],
  "red_flags": [
    "Reluctance to disclose all compensation",
    "Pushes proprietary or annuity products"
  ],
  "regulatory_check": {
    "finra_brokercheck": "https://brokercheck.finra.org",
    "note": "Search by firm and individual name for disciplinary history",
    "sec_iapd": "https://adviserinfo.sec.gov"
  },
  "what_to_look_for": [
    "CFP or CFA credential",
    "Fee-only (not fee-based)",
    "Fiduciary at all times"
  ],
  "why_fee_only": "Fee-only advisors do not earn commissions on products, removing the incentive to sell you something"
}