WealthPulse · Wealth Debt

import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://wealthpulse.theaslangroupllc.com/api/wealth/debt", {
  method: "GET",
});
const data = await res.json();

curl -X GET \
  "https://wealthpulse.theaslangroupllc.com/api/wealth/debt?debts=credit-card%3A8500%3A24%2Ccar-loan%3A12000%3A6.5" \
  -H "X-PAYMENT: <signed x402 payment>"

{
  "amazon_link": "https://www.amazon.com/s?k=debt+payoff+strategy&tag=pulsenetwork7-20",
  "amazon_search": "debt payoff strategy",
  "consolidation_check": "A 10% personal loan would beat your current 22-24% credit card rates",
  "disclaimer": "For informational purposes only. Not financial advice. Consult a licensed financial advisor before making significant debt decisions.",
  "extra_payment_impact": "$300/month extra cuts the payoff time by 14 months",
  "recommended_reason": "Saves $740 in interest for only 3 months longer than snowball",
  "recommended_strategy": "avalanche",
  "strategies": {
    "avalanche": {
      "best_for": "minimizing total interest paid",
      "description": "Pay minimums on all debts, extra toward the highest rate first",
      "months_to_payoff": 38,
      "total_interest_paid": "$8,940"
    },
    "snowball": {
      "best_for": "quick wins to stay motivated",
      "description": "Pay minimums on all debts, extra toward the smallest balance first",
      "months_to_payoff": 41,
      "total_interest_paid": "$9,680"
    }
  },
  "total_debt": "$47,200",
  "total_monthly_minimum": "$580"
}