WealthPulse · Wealth Mortgage

import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://wealthpulse.theaslangroupllc.com/api/wealth/mortgage", {
  method: "GET",
});
const data = await res.json();

curl -X GET \
  "https://wealthpulse.theaslangroupllc.com/api/wealth/mortgage?location=US" \
  -H "X-PAYMENT: <signed x402 payment>"

{
  "affordability": {
    "down_payment_pct": "15.4%",
    "max_home_price_conservative": "$380,000",
    "max_home_price_stretched": "$420,000",
    "monthly_payment_estimate": "$2,240 (P&I)",
    "recommended_home_price": "$390,000"
  },
  "amazon_link": "https://www.amazon.com/s?k=home+buying+guide&tag=pulsenetwork7-20",
  "amazon_search": "home buying guide",
  "buy_vs_wait": "buy",
  "buy_vs_wait_reason": "Rates are stable and local rents exceed this monthly payment",
  "disclaimer": "For informational purposes only. Not financial or legal advice. Consult a licensed mortgage professional and financial advisor before making home purchase decisions.",
  "first_time_buyer_programs": [
    "FHA 3.5% down",
    "TSAHC down payment assistance"
  ],
  "location": "Austin, TX",
  "rate_context": {
    "current_15yr": "6.10%",
    "current_30yr": "6.85%",
    "rate_impact": "A 1% rate rise adds roughly $220/month at this loan size",
    "rate_trend": "stable"
  }
}