WealthPulse · Wealth SSA

import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://wealthpulse.theaslangroupllc.com/api/wealth/ssa", {
  method: "GET",
});
const data = await res.json();

curl -X GET \
  "https://wealthpulse.theaslangroupllc.com/api/wealth/ssa?birth_year=1965&marital_status=single" \
  -H "X-PAYMENT: <signed x402 payment>"

{
  "amazon_link": "https://www.amazon.com/s?k=Social+Security+claiming+strategy&tag=pulsenetwork7-20",
  "amazon_search": "Social Security claiming strategy",
  "birth_year": "1965",
  "breakeven_analysis": {
    "early_vs_fra": "Age 78 vs claiming at 62",
    "fra_vs_70": "Age 82-83 vs claiming at FRA",
    "interpretation": "Delaying pays off if you expect to live past your late 70s"
  },
  "disclaimer": "For informational purposes only. Benefit estimates are illustrative. Use SSA.gov My Social Security for your actual projected benefits based on your earnings record.",
  "key_ages": {
    "earliest_claiming": "62",
    "fra_note": "Born in 1960 or later, FRA is 67",
    "full_retirement_age": "67",
    "maximum_delay_age": "70"
  },
  "monthly_benefit_scenarios": [
    {
      "claim_age": "62",
      "reduction_or_increase": "30% reduction vs FRA",
      "relative_benefit": "If FRA benefit is $2,600: ~$1,820/mo"
    },
    {
      "claim_age": "70",
      "reduction_or_increase": "24% increase over FRA",
      "relative_benefit": "If FRA benefit is $2,600: ~$3,224/mo"
    }
  ],
  "optimal_strategy": "Delay to 70 given married status and good health — 24% higher benefit and larger survivor protection",
  "spousal_benefits": {
    "applies": true,
    "strategy": "The higher earner should delay to maximize the survivor benefit",
    "survivor_benefit_note": "A surviving spouse steps up to the higher of the two benefits"
  }
}