WealthPulse · Wealth TAX

import { wrapFetchWithPayment } from "@x402/fetch";
import { privateKeyToAccount } from "viem/accounts";

const account = privateKeyToAccount(process.env.PRIVATE_KEY);
const fetchWithPay = wrapFetchWithPayment(fetch, account);

const res = await fetchWithPay("https://wealthpulse.theaslangroupllc.com/api/wealth/tax", {
  method: "GET",
});
const data = await res.json();

curl -X GET \
  "https://wealthpulse.theaslangroupllc.com/api/wealth/tax?filing_status=single" \
  -H "X-PAYMENT: <signed x402 payment>"

{
  "amazon_link": "https://www.amazon.com/s?k=tax+optimization+strategies&tag=pulsenetwork7-20",
  "amazon_search": "tax optimization strategies",
  "biggest_wins_summary": [
    "Max 401(k) contribution",
    "Harvest losses before December 31",
    "Fund HSA if eligible"
  ],
  "disclaimer": "For informational purposes only. Not tax advice. Consult a CPA or tax advisor before making material changes, especially for Roth conversions and tax-loss harvesting strategies.",
  "estimated_tax_bracket": {
    "federal_marginal_rate": "24%",
    "filing_status": "single",
    "note": "Income of $145,000 falls in the 24% federal bracket for 2026"
  },
  "roth_conversion_opportunity": {
    "applicable": true,
    "bracket_ceiling": "~$45,000 more before hitting 32%",
    "reasoning": "Room remains before the next bracket"
  },
  "year_end_deadline_moves": [
    {
      "applies": true,
      "deadline": "December 31",
      "description": "Contribute up to the $23,500 limit before December 31",
      "estimated_savings": "~$5,640 in federal tax",
      "priority": "high",
      "strategy": "Max out 401(k)"
    },
    {
      "applies": true,
      "deadline": "December 31",
      "description": "Sell losing positions to offset capital gains",
      "estimated_savings": "varies by portfolio",
      "priority": "medium",
      "strategy": "Tax-loss harvesting"
    }
  ]
}